W
WhatsOnMyPaystub.com
Free Paystub Decoder

What's on my
pay stub?

Upload your paystub PDF and get a plain-English breakdown of every line — or search any code directly.

📄

Upload PDF — AI Explains Everything

Works with ADP, Paychex, Workday, Gusto, and most payroll systems

📋

Drop your paystub here

PDF only · Works with ADP, Paychex, Workday, Gusto, and most payroll systems

🔒 Analyzed via Anthropic's API · Not stored · Not used for AI training · Privacy Policy

Choose PDF File →
💰

Ready to file your taxes?

Tools we trust for filing, plus help if you'd rather hand it off.

File with TurboTax →Try TaxAct →Find a Tax Pro →

Affiliate links — we may earn a commission at no cost to you.

or search a specific code

Common Questions

Why is my net pay so much less than my salary?

Taxes, benefits, and retirement contributions all come out before you see a dime. Federal income tax, Social Security (6.2%), Medicare (1.45%), state taxes, health insurance, and 401(k) contributions can easily total 30–40% of your gross pay.

Why doesn't my last paystub match my W-2?

Your W-2 shows taxable wages — which are lower than your gross pay because pre-tax deductions (401k, HSA, health insurance) reduce them. Your paystub shows gross pay before those deductions.

What is OASDI and why is it so much?

OASDI is Social Security — 6.2% of every dollar you earn up to $168,600/year. It's one of the largest deductions on most paystubs, funding your future retirement and disability benefits.

Is my paystub data safe when I upload it?

Your PDF is sent securely to Anthropic's API for analysis — the same AI infrastructure used by major enterprise applications. We have no backend server, so we never see or store your data. Anthropic may retain inputs briefly per their safety policy but does not use them for training. See our Privacy Policy for full details.

Also: Remote Work Tax Calculator

Live in one state, work in another? Find out what you owe.

RemoteStateTax.com →